Benefits of Buying vs. Leasing a BMW in Naples, FL

So, you're venturing into the "buying vs. leasing" stage of your BMW search? Because the decision to purchase or lease a BMW comes down to a mixture of your personality, preferences, and finances, we can't give you a catch-all answer on which option is best for you. However, as one of the most reliable BMW dealers in Naples, we can certainly guide you toward what might be the ideal choice.

Why You Should Lease a BMW

If you're the type of car owner who just loves to drive around Bonita Springs or Ft. Myers, leasing a BMW (or any car) comes with many advantages, which might be why more than 50% of BMW drivers choose this option over purchasing. In addition to our available BMW lease incentives, here are a few more benefits you'll discover when deciding to lease:

  • Can upgrade to a new BMW at the end of each lease period
  • Lower monthly payments and potentially lower down payment/cash commitment
  • BMW warranty coverage for necessary repairs during the entirety of a typical 36-month lease
  • Minimal maintenance required other than routine care, such as oil changes
  • Can walk away from or purchase the BMW after the lease ends
  • GAP Protection provided with the Ultimate Lease
  • Can be written off as a taxable business expense
  • Useful as a temporary vehicle if you plan on moving or growing your family in the near future
In a short-term scenario-a scenario in which you need a BMW for only a few years-leasing a car is the clear-cut winner. Not only does leasing award you with complete convenience in the form of fewer maintenance requirements and more upgradeability, but it also comes with lower monthly payments. For drivers who want to feel the modern luxuriousness and power of a BMW without worrying about repairs down the line, stick with leasing.

Why You Should Buy a BMW

The American Dream is based on the idea of ownership, and when you buy a BMW near Estero, FL, you can tell the world that your dream has come true. But being labeled as a BMW owner is just one perk of buying an Ultimate Driving Machine. Here are some extra advantages of purchasing a BMW:

  • Can modify and install accessories without breaking the terms of a contract
  • Pay more monthly, but acquire equity in the vehicle over time
  • No mileage restriction other than the one put on yourself
  • Sell or walk away whenever you want without paying an opt-out fee
  • Lower insurance costs compared to leasing when owned for more than three years
  • BMW Financial Services offers flexible financing incentives and options for new BMW loans
Owning a car means you're investing in its future, and with a BMW, the future couldn't be clearer. Thanks to impressive residual and resale values on BMW models old and new, you can make a good portion of your initial investment back when selling back to our Naples dealership or another private buyer. Very few badges in the world offer better resale values than BMW's. If you're able to spend a bit more each month, owning might be the more advantageous choice when compared to leasing.

No matter your decision in this "lease vs. buy" conundrum, the specialists at Germain BMW of Naples are in your corner. We'll help you weigh the pros and cons of each, and get you behind the wheel of a new BMW you can call your home away from home. Stop into our showroom at 11286 Tamiami Trl N in Naples, FL, to view our new BMW vehicles up close and personal. You can also contact us at (239) 643-2220 to schedule a test drive or apply for financing on a BMW that interests you.

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  • Monday 8:30am - 7:00pm
  • Tuesday 8:30am - 7:00pm
  • Wednesday 8:30am - 7:00pm
  • Thursday 8:30am - 7:00pm
  • Friday 8:30am - 6:00pm
  • Saturday 9:00am - 5:00pm
  • Sunday Closed